For Lenders & Insurers
Sustainable finance and risk pricing—on a settlement-verified record
Mobius produces settlement-verified energy data with clear methodology and coverage. One shared foundation for sustainable lending decisions and underwriting risk assessment.
Sustainable Finance Pack
Credit committee readyUse Cases
How sustainable lending teams use Mobius
From origination thresholds to transition monitoring and impact verification.
Underwriting & origination
Verified utility OpEx and DSCR sensitivity for credit decisions.
Financed emissions (PCAF)
Coverage-weighted emissions with data quality scores.
Transition monitoring
Track CRREM alignment and trajectories across portfolio.
Impact verification
M&V-ready evidence for retrofits, controls, and savings.
Thresholds
What good and bad look like
Clear thresholds linked to PCAF, CRREM, and settlement coverage.
PCAF Data Quality
Coverage-weighted across portfolio
CRREM Pathway
Asset type + geography specific
Measured Coverage
By asset and portfolio
Exception Status
With audit trail
Deliverables
What you get
Structured outputs designed for institutional processes.
For Lenders
PCAF emissions, CRREM alignment, verified OpEx
DSCR sensitivity, variance analysis, risk flags
Trajectory vs pathway with point-in-time versioning
M&V-ready savings verification and attribution
For Insurers
Variance flags, anomalies, exception status
Consumption trends, seasonal patterns, stability indicators
Verified controls and maintenance with audit trail
BMS connectivity, metered coverage, remote actions
Workflow
How it fits your workflow
From origination through monitoring to regulatory reporting.
Underwrite
Verify OpEx, emissions, alignment at origination
Originate
Credit pack with DSCR sensitivity and risk flags
Monitor
Track trajectory, exceptions, and transition progress
Report
Point-in-time packs for regulatory and stakeholder reporting
Powered by Mobius
These outcomes are built on Mobius product capabilities—the infrastructure layer for institutional energy data.